8— 10% per annum. Guarantee. The contract. Revenue from day one.

It all sounds like music to investors, especially when it comes to real estate in Dubai, one of the world's fastest-growing markets. But is it as profitable as the developer promises?

In this article, we'll look at what lies behind programs with guaranteed profitability (Guaranteed ROI) from developers in the UAE, and when they actually work for you.

What is guaranteed profitability?

The developer enters into an agreement with you, under which he undertakes to pay a fixed income — for example, 8— 10% per annum — for a certain period (from 3 to 12 years).

Sometimes a feature is included buyback or opportunity personal residence 1 to 2 weeks per year.

It looks like a stress-free investment: you earn income regardless of tenants, do not rent, and do not communicate with the management company.

But it's important to understand under what conditions does it work.

What should I look for before buying?

here key questionsthat we at Green City Real Estate check before every Guaranteed ROI deal:

Who pays service charges and utilities?

• If all costs are borne by the developer, your profitability is clean.

• If you pay by yourself, ROI is automatically reduced by 1-2% per annum.‍

Example: 10% return, but taking into account service charges of 25 AED/ft², your real income is closer to 8%.

How long have your rights been frozen?

• For the entire term of the contract, the object remains under the developer's management.

• You can't live, sell, or change your strategy.

You actually rent out the apartment to a developer and get a “rent” at a fixed rate.

Does the guaranteed income correspond to market dynamics?

Dubai's market has grown over the past 2 years by 15— 30% per annum in some areas.

If your profitability limited to 8%, you are potentially losing profits.

Sometimes it is more profitable to rent on your own, but this requires effort and understanding of the market.

Is there a buyback function?

Some programs include Buy-Back at a predetermined price. This could be:

• Full price buyout in 3 to 5 years

• Buyback at double the price (in rare cases).

Examples of profitable programs in 2025

here real offersthat are currently available on the market — we have personally tested them:

Dugasta — 10% per annum for 10 years

• Net profitability without maintenance costs.

• 10-year contract.

• In 10 years, you will fully refund the cost of the apartment.

Conclusion: In fact, you get the apartment for free.

Heart of Europe (The World Islands)

• 8.33% guaranteed ROI upon 12 years.

• Double price buyout feature.

• Before 2 weeks of stay a year is a great bonus for an investor who wants to combine vacation and income.

When is a guaranteed ROI a good thing?

✔ You don't want to rent.

✔ Do you want fixed income without a headache.

✔ You are buying at an early stageuntil the price went up.

✔ It's important to you passive income with minimal risks.

✔ You choose reliable developer and proven projects.

When should you think twice?‍

You want to resell in 2 to 3 years.

You want flexibility and profit maximization.

You know how to manage real estate on your own.

You're willing to take risks for higher returns.

Conclusion

Guaranteed ROI is not a “hoax” but simply a different investment model.

For some, it means peace of mind, a fixed income and a minimum of effort.

For others, it's a missed opportunity amid a growing market.

Anyway, we we strongly recommend that you check:

• SPA agreement and additional agreements,

• actual costs and fees,

• the legal scheme of the transaction.

And, of course, always consult a licensed broker.

Do you want to find a property with guaranteed profitability?

Write to us — we will find only verified offers with transparent conditions, real profitability and legal support from Green City Real Estate.